State Bank of Cold Spring offers a wide range of products and services with competitive rates. We can provide a banking solution to fit your individual needs.

Name/TypeMinimum Opening DepositInterest Earned Minimum Average Balance RequirementAccount FeesATM Card
Savings Plus**
$50.00Yes (Tiered based on daily balance)$50.00*

* A minimum average balance fee of $1.00 will be imposed every monthly statement cycle unless you maintain an average daily balance of $50.00 for that monthly statement cycle. This fee is waived for those under the age of 19.

** You can not have more than six withdrawals or transfers to another one of your accounts or to a third party by way of preauthorized, automatic, or telephone transfer


Click here for a list of our Limits and Fees