About Us

The State Bank of Cold Spring, a family owned bank, was chartered in 1908. Since then we have established a long tradition of working in the community and assisting individuals and businesses reach their financial goals. For over a century now, the bank has been serving the Cold Spring area with a well-trained and dedicated staff.

Our mission is to provide high quality products and financial services to our community, and to promote economic growth and stability to our area. It is our stated desire to remain an independent bank offering personal service to our community. We commit to meeting the needs of the market we serve by providing community leadership and quality financial services which include competitive loan and deposit rates and a wide array of deposit products. We maintain our basic business and personal foundations, namely, Honesty, Integrity, Professionalism, and Confidentiality, while providing friendly, respectful service.


We pledge to continue our commitment to our customers and the Cold Spring community.