As a leading community bank, State Bank of Cold Spring offers tailored solutions that empower our local businesses and residents. Our comprehensive suite of services includes personal and business banking options, secure online banking capabilities, and innovative tools like mobile deposit capture and external funds transfer. We are dedicated to fostering the financial success and well-being of our community by providing accessible, secure, and customized banking solutions that meet the diverse needs of our customers.
You work hard for your money, now let your money work hard for you! Whether you want points, convenience, or great service, our cards have it all. We have partnered with ICBA Bancard & TCM Bank to provide consumer cards with competitive rates, rewards points for travel and merchandise, fraud monitoring, and 24/7 customer service located in the U.S.
See the card application’s Important Disclosures for current terms, rates and fees. This card is issued by TCM Bank, N.A. Subject to credit approval.
Our External Funds Transfer service will allow you to transfer funds from another financial institution to one of your accounts at the State Bank of Cold Spring. This service also allows you to pay another person with only having to know their email address or cell phone number.
Identity theft can have a serious impact on the lives of consumers left on their own to deal with restoring their identity. We have partnered with United Bankers’ Bank (UBB) and Kroll to offer our customers enhanced identity theft consultation and restoration services. Call or stop in for more information.
Mobile banking makes managing your money easier than before, and it’s available for both iPhones and Android smartphones. You can access your online accounts safely and securely from your mobile phone. It’s easy to use and it’s FREE.
Deposit your checks without leaving home with Mobile Deposit Capture. All you have to do is log into our mobile banking App, take a photo of the check and send the image through our App. It’s fast, easy and secure.
Online Banking is fast, easy, and secure. With your personal username and password, you can view account histories, current and past balances, check statuses, and transfer funds—all at your convenience.
Online Bill Pay is just one way we are working to make your life a little easier. Sign up for our free online bill pay service through our online banking site and start using this convenient tool.
We have many sizes of safe deposit boxes for you to choose from. This is a safe and convenient place to store your valuables.
Use your debit card to pay for merchandise wherever Visa ® is accepted. It’s more convenient than writing checks and safer than carrying cash. ATM cards are also available. Both cards are FREE. *Charges may apply for replacement cards.
You’ve scoured the registries, you’ve listened for hints, and you’ve just about given up on finding the right present. We offer VISA® Gift Cards that can be used anywhere VISA® is accepted. No matter what, these cards always bring a smile.
An automatic sweep activates if your checking account is overdrawn, transferring funds from a linked State Bank of Cold Spring savings or checking account at no fee. Just authorize once for peace of mind.
We are dedicated to providing our customers with the support they need. You will find all the ways to reach us, including operating hours.
Our mission is to provide high quality products and financial services to our community, and to promote economic growth and stability to our area.
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