- (320) 685-8655
- Routing Number: 091904830
Welcome to State Bank of Cold Spring’s banking solutions. We offer a range of checking, savings, and CD options to suit your business needs. With competitive rates and flexible products, we’re here to support your financial goals. Explore our services to find the perfect fit for your strategy.
State Bank of Cold Spring offers a wide range of products and services with competitive rates. We can provide a banking solution to fit your business needs.
| Name/Type | Minimum Opening Deposit | Interest Earned | Minimum Average Balance Requirement | Account Fees | Debit/ATM Card Available | Check Images |
|---|---|---|---|---|---|---|
| Regular Checking | $50.00 | No | No | No | Yes | No |
| Regular Checking – Checks Returned | $50.00 | No | No | $4.00/month for check images | Yes | Yes |
| Now Checking | $800.00 | Yes | $800.00 | $7.00 *See below | Yes | No |
| Now Checking – Checks Returned | $800.00 | Yes | $800.00 | $4.00/month for check images $7.00 *See below | Yes | Yes |
| Limited Checking **See below | $2500.00 | Yes | $2500.00 | $7.00 *See below | Yes | Yes |
| Unlimited Checking | $2500.00 | Yes | $2500.00 | $7.00 *See below | Yes | Yes |
*A minimum average balance fee of $7.00 will be imposed every monthly statement cycle unless you maintain the average daily balance requirement for that account.
**You can not have funds transferred more than 6 times per month to another one of your accounts or to a third party by check, preauthorized or automatic transfer, draft, or debit card.
Returned Item Fee: All business accounts have a Returned Item Fee charge of $5.00 per item returned.
State Bank of Cold Spring offers a wide range of products and services with competitive rates. We can provide a banking solution to fit your business needs.
| Name/Type | Minimum Opening Deposit | Interest Earned | Minimum Average Balance Requirement | Account Fees | ATM Card Available |
|---|---|---|---|---|---|
| Savings Plus** | $50.00 | Yes (Tiered based on daily balance) | $50.00* | $1.00* | Yes |
* A minimum average balance fee of $1.00 will be imposed every monthly statement cycle unless you maintain an average daily balance of $50.00 for that monthly statement cycle. This fee is waived for those under the age of 19.
The State Bank of Cold Spring offers a variety of terms and competitive rates for your savings needs. If you are looking to set money aside for a short term or a long term investment, the State Bank of Cold Spring is sure to have a Certificate of Deposit to meet your needs. Call us for more information and our current rates at 320-685-8655.
Our mission is to provide high quality products and financial services to our community, and to promote economic growth and stability to our area.
