CDs / IRAs / HSAs

Certificates of Deposit

The State Bank of Cold Spring offers a variety of terms and competitive rates for your savings needs. If you are looking to set money aside for a short term or a long term investment, the State Bank of Cold Spring is sure to have a Certificate of Deposit to meet your needs. Call us for more information and our current rates at 320-685-8655.

Individual Retirement Accounts

Are you planning for your retirement and do you want your money to work for you? The State Bank of Cold Spring will help you achieve your goals. We offer Traditional and Roth IRA Passbook Savings and IRA Certificate of Deposit Accounts to fulfill your needs.

Health Savings Accounts

Do you have a high deductible on your health insurance plan? You may qualify for a Health Savings Account, the tax advantage way to save for your health care expenses. Unlike a flexible spending account, money you accrue in your HSA rolls over from year to year. That means it’s still yours, even if you don’t use it. Contact your Tax Advisor to see if an HSA is right for you.